17 December 2010
I've been privileged to attend 3 mission trips in my life. Two to Guatemala, one to Italy. Unfortunately, I didn't know what I know now in regards to international medical insurance.
Most people, when traveling outside the United States, purchase travel insurance (especially if they're using a travel agent & others simply include it) which reimburses customers if their trip gets canceled or their possessions are lost.
However the average international traveler doesn't even consider looking into international medical insurance. Referring to the mission trips at the beginning, I myself had an incident on my first trip in Guatemala. Running into a pole & splitting your nose open is never a good thing, much less in a third world country. I was fortunate enough to be 10min from hospital. For some foreign aid worker & missionaries, hospitals can be hundreds of miles away.
Cue Missionary Insurance. With a built in Emergency Helicopter Evacuation & adventure sport rider, most providers give discounts for non-profits. How much you ask? Prices vary but it can be less then $1 a day.
So, next time you're out fund-raising for your volunteer efforts, add the cost of international medical insurance on the top! Its worth the low extra cost.